Apple Pay
Apple Pay

Pay quick and safe with Apple Pay

From now, use Apple Pay with CREDITCO Hercus Prepaid Mastercard®! Add your card to Apple Pay on your Apple device and start paying with your iPhone, iPad, Apple Watch or Mac immediately. It’s fast, easy and secure, way to pay.

ul Easy to activate
You can add a card in the Apple Wallet app. You don’t need to download Wallet, as it is preprogrammed into Apple devices.
ul Always with you
Add card to your iPhone and always have it with you.
ul Use it everywhere.
You can pay with Apple Pay wherever you see one of these symbols:
ul Supported devices
Pay with iPhone, iPad, Apple Watch or Mac.
ul Easy and secure
Your full card number is never stored on your device or on Apple servers, and it can’t be shared with merchants. Pay with Apple Pay in apps and on the web without creating an account or filling out lengthy forms.
How to start using Apple Pay?
Devices compatible with Apple Pay
How to pay using Apple Pay in stores

With your iPhone or Apple Watch, you can use Apple Pay in stores, restaurants, gas stations, taxis, in apps, and online or wherever you see contactless symbols.

Frequently asked questions about Apple Pay

What if I lose my iPhone or other device?

If you have lost your iPhone, there is no need to block your card, as your card data is not stored on the iPhone. Go to, log in with your Apple ID account, and try to find your iPhone. If you are unsuccessful, apply Lost Mode, which will block your device. You will also be able to disconnect the device from your Apple Pay account.

If I can't add a card to Apple Wallet?

  • ulCheck that you're able to use Apple Pay. Update to the latest version of iOS or iPadOS, watchOS, or macOS.
  • ulCheck for services outages or connection issues.
  • ulIf you see the message "Could Not Add Card" or "Invalid Card," contact your credit union

Will a customer get a notification for declined transactions?

Customer will get notifications for declined and accepted transactions.

How many cards can I add to one device?

You can add 12 cards to an iPhone X, iPhone 8, iPhone 8 Plus or Apple Watch Series 3. Other devices can save up to 8.

How long will my cards last in Wallet?

Cards expire date is the same as physical card

Will I see transactions on my iPhone?

Yes, latest transactions made by iPhone will be shown.

Can I add a card again if deleted once?

Yes, you can re-provision.

How can I choose between cards for payments?

One of your cards is set as your default card (Apple Pay will ask you to indicate which), but all your cards will be visible at the bottom of the Apple Wallet. Simply select the card you wish to use for that specific payment.

Do I need an internet connection to pay?

Internet connection is not required

How to pay using Apple Pay in stores?

1. Double-click the side button. Authenticate with Face ID or enter your passcode.
2. Authenticate with Face ID or enter your passcode.
3. Hold the top of your iPhone near the contactless reader until you see Done and a checkmark on the display.
4. Done!

How much does Apple Pay cost to use?

Credit union clients are not charged anything extra to use Apple Pay.

Where can I use Apple Pay?

In Shops

Hundreds of thousands of stores now accept Apple Pay. You can use Apple Pay anywhere that accepts Contactless payments. And you can now make payments for any amount with Apple Pay.

Look for either of these symbols at checkout.

In-app purchases

Many apps now accept Apple Pay, so you don’t have to enter your card details to make in-app purchases. Simply select Apple Pay at the checkout and use Touch ID or Face ID to complete your payment.

On the web

Apple Pay is also available on the web in Safari. Whether you’re shopping or donating on iPhone, iPad, Apple Watch or Mac, use Apple Pay without having to create an account or log in.

Touch ID is also available on the new MacBook Pro, so paying happens with just a touch and is quicker, easier and more secure than ever before!

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